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26.08.20130 Comments
Debt consolidation

Debt Consolidation

Consolidating your debts into one manageable loan can be a smart way to not only get your finances in order, potentially at a cheaper rate, but to also reduce the amount of personal finance paperwork you deal with on a monthly basis. You might have personal loans, car loans, credit cards and a mortgage. Usually these debts can be consolidated against your mortgage and of course work harder under your lower mortgage rate. Debt consolidation, however, does take ...

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30.10.20125 Comments
Free up Cash for Christmas

With Christmas just around the corner, there is no time like the present to look at restructuring your finances to improve cash flow not only for the festive season but the years ahead.

There have been substantial movements in fixed rates in recent months with some 2 year fixed rates from as low as 5.29% on residential loan facilities and 5.00% for 1 year fixed on commercial loan facilities.

Give Danny or Sandra a call to discuss a ...

12.10.2012640 Comments
ANZ fails to pass on full rate cut

ANZ Banking Group has joined the other majors in not passing on the central bank's cash rate cut in full, after it reduced its standard variable rates on home loans by only 20 basis points.

ANZ said it would reduce its standard variable home loan rates from 6.8 per cent, to 6.6 per cent from October 19.

The Reserve Bank of Australia (RBA) cut the cash rate on October 2 by 25 basis points, sparking calls from ...

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Mortgage Tips to Cut Costs

Making fortnightly or weekly
repayments instead of monthly.


With 26 fortnights every year, this is equivalent to making an extra month's payment each year – helping you to build equity in your property and payoff your loan sooner.

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Interest Rates

Changes to the Home Loan Industry - opportunity to save money

With 26 fortnights every year, this is equivalent to making an extra month's payment each year – helping you to build equity in your property and pay offyour loan sooner.

View More Mortgage Tips